Category: Money Transfers

Why InexPay Makes Everyday Money Tasks Easier

Moving to Georgia can be exciting, but let’s be honest – dealing with money matters in a new country is not always simple.

If you are a Filipino living in Georgia, you probably need a practical way to manage everyday financial tasks – sending money home, exchanging currency, paying bills locally, and finding a service you can actually understand and trust.

That is exactly where InexPay can help.

Instead of using one service for transfers, another for exchange, and another for utility payments, InexPay gives you everything in one mobile app. It is designed to make financial tasks easier, faster, and more convenient for people living abroad.

One App for Everyday Financial Needs

InexPay is more than just a money transfer app. It helps you manage several important financial services in one place, including:

• International money transfers
• Bank transfers
• Send to GCash in the Philippines
• Card-to-card transfers
• Currency exchange
• Utility and other essential local payments

This means you do not need to waste time comparing different providers or visiting multiple places just to complete simple financial tasks.

Sending Money to the Philippines is Easy

For many Filipino expats in Georgia, one of the biggest priorities is sending money back home safely and conveniently.

With InexPay, you can send money to the Philippines through different available options, depending on what is most convenient for your recipient.

These options include:

• Direct bank transfers
• Transfers to GCash accounts
• Cash pick-up through major partner networks

For bank transfers, recipients may receive money through major banks such as Metrobank, BDO, and PNB. For cash pick-up, available partner networks may include Cebuana and Palawan. This gives your family or loved ones more flexibility in how they receive funds.

A Simple Example

Let’s say Maria is working in Tbilisi and wants to send money to her family in the Philippines.

She downloads the InexPay app, registers her account, and completes verification at the nearest IntelExpress branch one time only. After that, she can send money directly from the app.

If her family wants the money in a bank account, she can send it to a partner bank. If they prefer a mobile wallet, she can choose GCash. If they want to collect cash, that option is also available through partner locations.

So instead of searching for multiple services or dealing with unclear conditions, Maria can handle everything through one app.

She also uses the same app to pay her utility bills in Georgia. For her, it means:

• Less stress
• Less time spent visiting different offices
• More confidence that her family receives the right amount

Full Flow – From Download to Transfer

Using InexPay is simple and straightforward.

1. Download the app

First, download the InexPay mobile application from the App Store or Google Play.

2. Register your account

Create your account directly in the app by entering the required personal information.

3. Complete one-time verification

To get full access to all services, you need to complete identity verification once at an IntelExpress branch in Georgia. This is a one-time step required for security and regulatory compliance.

You can find the full list of IntelExpress branches here: https://inteliexpress.com/local-addresses/

4. Start using the app

After verification, you can manage your transactions directly from the app without needing to visit a branch again every time.

5. Send money

Choose the country, select the preferred transfer method, enter recipient details, review the amount and exchange rate, and complete the transfer.

The process is structured to be easy to follow, even if you are using the service for the first time.

Competitive Currency Exchange Rates

Another important benefit is currency exchange. With InexPay, you can convert currency at competitive rates that are:

• Better than many banks
• Better than microfinance exchange rates
• Better than exchange booth rates

This can make a real difference when you send money regularly or need to convert funds for daily use.

Useful for Life in Georgia Too

InexPay is not only for sending money abroad. The app is also useful for daily life in Georgia because it supports utility and other essential payments. So whether you need to send money home or manage local expenses, you can do both in one place.

That makes it especially practical for expats who want one simple financial solution instead of several separate services.

Available in Filipino Language

One more important benefit for Filipino users is accessibility. The InexPay app is also available in the Filipino language, which makes the experience easier and more comfortable for users who prefer navigating financial services in their native language.

This is especially helpful during registration, checking transfer details, and using the app with more confidence.

Customer Support When You Need It

If you need help, InexPay offers customer support in Georgian and English through official support channels and IntelExpress branches.

Whether you need assistance with registration, verification, transfers, or transaction details, support is available when needed.

Regulation and Licensing

InexPay is officially registered and licensed by the National Bank of Georgia as a payment service provider (License №0088-2904).

All transactions are conducted in full compliance with the regulations of the National Bank of Georgia. This ensures service security, reliability and full protection of customer interests.

The license can be verified in the official registry of the National Bank of Georgia:
https://nbg.gov.ge/payment-system/providers

For expats living abroad, working with a licensed and regulated provider is essential. It guarantees transparency, compliance and financial protection under Georgian law.

Final Thoughts

Living abroad already comes with enough adjustments. Managing your finances should not be one of the hardest parts.

For Filipino expats in Georgia, InexPay offers a practical way to handle money transfers, currency exchange, local payments, and everyday financial needs – all in one app.

If you are looking for a simpler and more flexible way to manage your money in Georgia and support your family back home, InexPay can be a useful solution.

You might be surprised to learn that the first money transfers were not done through banks, apps, or telegraphs, but through trust and word. This all began back in the 8th century, when humanity still traveled by horse and even paper money didn’t exist.

It was during this period that a system called Hawala emerged – simple yet brilliant in concept:A person in one country would give money to an agent and ask them to deliver the same amount to their friend or family member in another country.

The money itself didn’t actually move – the agents simply trusted each other and settled their balances later.

And that’s how the history of international transfers began.

There were no banks, no apps, but there was one core value: trust. And that trust was so strong that the Hawala system functioned for centuries, from India to North Africa.

When Words Were Contracts

Hawala agents didn’t store money in safes or sign papers, their contract was their word and integrity.

Today, that might sound strange, but at the time, it was enough – money could freely move from person to person, without any banking system.

Simply put, Hawala was the first “fintech” – one that didn’t need Wi-Fi.

What Changed Almost 1300 Years Later?

Since the 8th-century Hawala, humanity has gone through many stages: telegraphs, money transfers with high fees, long queues and cash-out issues. Eventually, we reached the point where sending money or performing card and bank transfers can be done with just a few taps in the InexPay app – right from home.

You simply open the app, go through a quick registration and authorization and send international remittances via the InteliExpress system to 50+ countries or make bank and card transfers across Europe and Asia, with the best fees and conversion rates.

From Word to License – The Evolution of Trust

In the 8th century, trust meant a personal word. Today, trust means regulation, transparency and security standards that protect every user transaction.

The word-based contract has been replaced by a license, but the idea remains the same – reliability.

If once people handed money to an agent hoping they would keep their word, today that trust is regulated by the National Bank of Georgia, under whose supervision InexPay operates (payment service provider, license №0088-2904).

This means every transfer is protected by law, your funds are kept in special nominal accounts in a bank, and the system fully complies with international financial standards.

A Simple Guide for Indian Expats in Georgia

If you’re an Indian expat living in Georgia – whether you’re a student, employee or entrepreneur – chances are you’ve looked for a fast, secure and cost-effective way to send money back home.

InexPay makes this process easy, transparent and surprisingly affordable.

Below is your step-by-step guide to transferring money from Georgia to India using InexPay – plus a smart tip to help you save even more.

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Why Use InexPay for Transfers to India

• Fast and reliable international transfers
• Competitive exchange rates (GEL/USD/EUR/GBP to INR)
• Fully secure and regulated
• 100% digital – no paperwork, no queues
• Transparent pricing with no hidden fees
• Cash pick-up is available at over 15,000 Muthoot Finance branches across India
• Cash pick-up and bank transfers can also be made to corporate accounts
• Recipient identification is done via IFSC code

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What You’ll Need

Before you begin, you’ll need to:

1. Download the InexPay app (available on iOS and Android)
2. Register and complete KYC
   • If you don’t have document issued in Georgia (ID, Passport or Residence Permit), you can complete verification at any InteliExpress branch

Top up your InexPay wallet using one of the following methods:

• Cash deposit at any InteliExpress branch
• Bank transfer from any Georgian bank (no commission)
• Visa or Mastercard payment

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How to Send Money to India: Step by Step

1. Open the InexPay app and log in
2. Select “Bank Transfer” and choose “India” from the list of recipient countries.
3. Enter the recipient’s information:

• Full name
• Select recipient’s bank
• IFSC code
• Mobile number
• Bank or card account number
• Purpose of transaction (optional)

4. Choose the desired currency (GEL, USD, EUR, or GBP)

5. The app will automatically show the equivalent amount in Indian Rupees (INR)

6. Review all details and confirm the transfer

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Processing time:

• Cash pick-up: Instant
  
• Bank transfer: from 10 minutes up to 1 business day

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Partner Banks in India

InexPay allows transfers to leading banks in India, such as:

• State Bank of India
• HDFC Bank
• Punjab National Bank
• Union Bank of India
• Axis Bank

Additionally, transfers are possible to over 50 other banks across India.

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A Smarter Way to Avoid Hidden Fees

Some expats try sending money directly from their Georgian bank card to an Indian card. While this may seem convenient, it often results in:

• Hidden currency conversion fees
• Delays due to multiple banking systems
• Higher total costs

A Better Alternative Using InexPay

1. Top up your InexPay wallet for free using:
   • Cash at a branch
   • Bank transfer from your Georgian account
     
2. Send money to your Indian card or bank account via InexPay
   • Lower commission fees than other services
   • This method reduces your overall costs, avoids hidden fees and speeds up delivery.
     

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Limits

• Cash Pick-up: max. 2,500 USD
  
• Bank/Card Transfer: max. 10,000 USD (equivalent in INR)
  
• If the transfer amount exceeds 50,000 INR, it will be credited only to a bank account.

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Fees (USD)

Cash Pick-up

From	To	Fee (USD)
$0	$100	$3
$100	$200	$4
$200	$300	$6
$300	$400	$7
$400	$500	$8
$500	$750	$10
$750	$1,000	$15
$1,000	$1,250	$20
$1,250	$1,500	$25
$1,500	$2,500	$30

Bank Transfers

From	To	Fee (USD)
$0	$100	$3
$100	$200	$4
$200	$300	$6
$300	$400	$7
$400	$500	$8
$500	$750	$10
$750	$1,000	$15
$1,000	$1,250	$20
$1,250	$1,500	$25
$1,500	$5,000	$30
$5,000	$8,000	$45
$8,000	$10,000	$55

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Regulation & License

InexPay is officially registered and licensed by the National Bank of Georgia as a payment service provider (License №0088-2904).

All transactions are carried out in full compliance with the National Bank’s regulations, ensuring the safety, reliability, and full protection of customers’ interests.

You can verify the license in the official registry:
https://nbg.gov.ge/payment-system/providers

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Need Help?

InexPay’s support team is available in both English and Georgian. You can also visit any branch if you need assistance.

Start Sending Smarter

With real-time exchange rates, low fees and fast delivery, InexPay is the most convenient and cost-effective way for Indian expats in Georgia to send money home.

Download the app today and simplify your international transfers.

Georgian emigrants living in Italy can now enjoy the full benefits of the InexPay app — a service designed to make financial operations simple, fast and secure.

With the InexPay app, you can:

• Send money transfers from Italy to Georgia and other destinations
  
• Convert currency at the best available rates
  
• Make international bank and card transfers from Italy, including SEPA transactions
  

All financial operations can be performed easily, securely and conveniently — and most importantly, without leaving your home.

How to Top Up Your Balance in Italy

Customers in Italy can top up their InexPay balance directly at InteliExpress branches, located at the following addresses:

Bari

Address: Piazza Aldo Moro 6/7

Opening hours: Monday – Sunday: 09:00 – 19:00

Phone: +39 080 219 3597

Branch code: 501/502

Rome

Address: Via di S. Vito, 6, 00185

Opening hours: Monday – Sunday: 09:00 – 19:00

Phone: +39 06 636945

Branch code: 504/506

Simple and Convenient

InexPay is committed to making financial operations straightforward and accessible for all users. The availability of the app in Italy is another step toward simplifying the daily lives of migrants.

Download InexPay app and take advantage of all the features today.