🚀 Manage money easily with Inexpay! 💸 Send, pay, and save—all in one secure app 🔒Download Application 📲

x-close



Edit Template

Category: Services and products

  • Employment Rules for Foreigners in Georgia – What Changes from 2026?

    Employment Rules for Foreigners in Georgia – What Changes from 2026?

    From March 1, 2026, the rules for employing foreigners in Georgia have changed.

    If you are living in Georgia and planning to work here – whether as an employee, freelancer, or independent contractor, these changes will directly affect you. It is important to understand what is required and how to act under the new regulations.

    In this article, we will briefly and clearly explain the main changes and the key details you should pay attention to.

    What was the process before?

    Until now, the system in Georgia was quite flexible. Foreign nationals legally staying in the country could carry out paid work without any additional permits – no work authorization and no residence permit specifically for employment were required.

    Because of this, Georgia was particularly attractive for:

    • freelancers
    • IT specialists
    • remote workers
    • independent contractors

    What changes from March 1?

    Under the new rules, any foreigner who wants to work in Georgia either for a local employer or independently must have:

    • a Work Authorization (issued by the Labour Migration Agency)
    • a D1 visa or a work / IT residence permit

    This means that employment is now formally regulated, and working without proper authorization is no longer allowed.

    Who do these changes apply to?

    The new rules apply to the following categories:

    • Labour immigrant – a foreigner employed by a local company (on-site or remotely)
    • Self-employed foreigner – a person independently carrying out commercial activities (services, trade, contracting, etc.)
    • Local employer – a legal entity or individual entrepreneur
    • Service provider / contracting party – anyone entering into agreements with a self-employed foreigner

    Who is exempt?

    The new requirements do not apply to:

    • holders of permanent residence or investment residence permits
    • refugees and individuals with temporary or humanitarian protection
    • asylum seekers
    • individuals employed in diplomatic missions, consular offices, or international organizations
    • accredited foreign journalists
    • individuals covered by international agreements with different regulations

    Where and how to obtain the permit?

    For employed foreigners:

    • The employer publishes a vacancy on worknet.moh.gov.ge
    • The agency attempts to find a local candidate within 10 working days
    • If no suitable candidate is found, the employer submits an application on labourmigration.moh.gov.ge
    • The foreign employee then obtains a D1 visa or a residence permit

    For self-employed foreigners:

    • Submit an application on labourmigration.moh.gov.ge
    • Complete a video interview with the agency
    • Obtain a D1 visa or a work residence permit

    Required documents

    For employees:

    • employment contract
    • copy of passport
    • employer’s confirmed application

    For self-employed individuals:

    • proof of annual income/turnover
      or
    • business plan + proof of financial resources (for new activities)

    Permit validity

    CategoryInitial validityRenewal
    Standard6 months – 1 yearUp to 1 year per renewal (first 5 years)
    IT sector3 yearsUp to 3 years per renewal

    To extend the permit, an application must be submitted at least 30 calendar days before expiration.

    IT sector – special conditions

    Foreigners working in the IT sector may obtain an IT residence permit instead of a standard work permit.

    Additionally, companies with international company status or innovative startup status may skip the job vacancy publication stage.

    Transition periods

    • Labour immigrants registered before March 1 must obtain the required permits by January 1, 2027
    • Self-employed foreigners already operating before March 1 must comply by May 1, 2026

    What happens in case of non-compliance?

    Penalties are strict:

    • 2,000 GEL – for working without proper authorization (applies to both the foreigner and the employer)
    • 1,000 GEL – for failure to notify authorities about changes or termination of employment

    Repeated violations result in increased fines.

    Summary

    The new legislation significantly changes how foreigners can work in Georgia. While the process used to be simple and less regulated, it is now more structured and controlled.

    It is important to understand the requirements in advance and act accordingly to avoid legal issues and financial penalties.

  • Manage Your InteliExpress Pawnshop Loans Directly from the InexPay App

    Manage Your InteliExpress Pawnshop Loans Directly from the InexPay App

    Even though we live in a digital world, pawnshop loans have long remained a “traditional, physical” process — branch visits, paper receipts, queues, and a lot of wasted time.

    Now, you can repay your InteliExpress pawnshop loans directly from the InexPay app, with zero commission.

    That’s why we decided to make using InteliExpress pawnshop services even easier for our customers and introduced a new feature in the app. With it, you can manage your loans without leaving home — quickly, securely, and at no extra cost.

    Why connect your InteliExpress pawnshop loan with InexPay?

    Beyond being extremely simple — just a few clicks — the new feature gives you flexibility and full control:

    • Real-time loan monitoring – instantly view your outstanding balance, pledged items, and payment history directly in the InexPay app.
    • Fast and easy payments – pay principal, interest, or penalties in just seconds, without visiting a branch. You can also repay your loan in full.
    • Save time and money – the service is available 24/7, so you can manage your loans whenever it’s most convenient for you.

    How does it work?

    1. Download the InexPay app
    2. Complete a simple registration and verification
    3. Connect your InteliExpress loan – only your consent is required, no additional data needed
    1. Once your loan is connected, the Pawnshop Loans page will display:
    • Your active loans
    • Interest to be paid
    • Due date
    • Remaining principal
    • Available limit

    For more details, click “View Details.” To proceed with a payment, click “Continue,” and a window will open where you can pay interest, penalties, or repay the loan in full.

    Simply choose the account you want to pay from and confirm the transaction.

    Now, you can manage all your InteliExpress pawnshop loans easily from one place.

    Regulation & License

    InexPay is officially registered and licensed by the National Bank of Georgia as a payment service provider (№0088-2904).

    All transactions are carried out in full compliance with NBG regulations, ensuring the security, reliability, and complete protection of customer interests.

    You can verify the license in the official registry: nbg.gov.ge/payment-system/providers And don’t forget — the InexPay app is available on both the App Store and Google Play.

  • How to Pay Utility Bills for Free? An exclusive Offer

    How to Pay Utility Bills for Free? An exclusive Offer

    Paying utility bills is a monthly routine we all manage based on our finances. While we can’t eliminate this boring task, we can change the way you pay — helping you save more along the way.

    With InexPay, you can now pay all your utility bills with zero commission.

    What does the offer include?

    • Electricity, gas, water and city cleaning
    • Internet, TV and FIX phone
    • Mobile balance top-up and packages

    Why is this offer valuable for anyone who pays utility bills?

    On average, each utility payment includes a service fee of 0.5–1 GEL. Since most users pay 3–4 utility bills monthly, avoiding those fees is a smart way to save money.

    How to take advantage of InexPay’s offer?

    Paying utility bills with no commission takes just a few minutes:

    1. Download the InexPay app
    2. Register and verify your account or simply log in
    3. Select “Utilities” and choose a category
    4. Select your provider and enter your subscriber number
    5. Enter the desired amount and confirm the transaction

    Why choose InexPay?

    InexPay is a simple financial app that allows you to manage various financial operations from the comfort of your home — including paying utility bills with no extra fees.

  • Unbelievable Promotion at Inteliexpress Gold Pawnshop

    Unbelievable Promotion at Inteliexpress Gold Pawnshop

    An unprecedented promotion has started at InteliExpress Gold Pawnshop, giving everyone a chance to receive a guaranteed cash gift and participate in the draw for super prizes.

    What does Inteliexpress Gold Pawnshop offer?

    As part of the promotion, every customer who uses Inteliexpress Gold Pawnshop services and deposits gold items worth more than 300 GEL will receive a guaranteed cash gift and a chance to win super prizes.

    Super Prizes

    A special surprise awaits the lucky ones!

    • 1,000 GEL
    • 2,000 GEL
    • 5,000 GEL

    How to receive your gift?

    To receive the gift, just follow a few simple steps:

    • Use the Gold Pawnshop service – deposit gold items worth more than 300 GEL and receive the corresponding amount.
    • Register on InexPay – register in the InexPay app within 3 days after receiving the pawn loan.
    • Complete verification – go through the simple account verification process.
    • Receive your gift – the cash gift will be credited to your InexPay account on the next business day after verification is completed.

    Why InteliExpress Gold Pawn Shop?

    InteliExpress Gold Pawn shop stands out with the highest appraisal value and the possibility of transferring from other pawn shops. We offer:

    • Fast and flexible service
    • Top valuation for gold items
    • Competitive interest rates
    • Convenient repayment terms

    InteliExpress Gold Pawn Shops offer is valid until May 31, 2025. Take advantage of this opportunity and receive a cash gift to your InexPay account – guaranteed from 10 GEL up to 5,000 GEL!

  • What are SEPA Transfers and Why Should You Use InexPay?

    What are SEPA Transfers and Why Should You Use InexPay?

    Simplifying financial operations is an essential part of modern life, especially when it comes to international transfers. SEPA (Single Euro Payments Area) transfers were created precisely for this purpose – to simplify sending and receiving money in Europe.

    What is SEPA?

    SEPA is a European payment system that unites 36 countries and allows users to conduct Euro transactions easily, with low fees, and most importantly, in minimal time.

    Why Should You Use SEPA Transfers?

    The advantages of SEPA are multifaceted. First, using it is much cheaper than other international transfer systems because it doesn’t require insurance as the system automatically insures the transfer. The transfer also doesn’t need to go through intermediary banks, and the exact amount you send is credited to the recipient’s account. Additionally, transactions are reflected within one business day and are secure because they are regulated by the European Central Bank and don’t require complex banking procedures – providing just the IBAN is sufficient.

    What Are the Advantages of Transferring Money to SEPA Countries with InexPay?

    InexPay offers users one of the most efficient and low-cost services for sending money to Europe. Money transfers are made with preferential, fixed commissions that depend on the transfer amount:

    €1 to €400 – €4

    €401 to €1000 – 1% 

    €1001 to €10000 – €10 

    €10001 and above – €15

    This transparent tariff system allows users to anticipate the necessary amounts in advance, avoid any hidden costs, and plan their finances more effectively.

    Which Countries Are United in the SEPA System?

    Currently, 36 European countries are part of the SEPA zone, which means that transfers within these countries can be made easily, quickly, and with low commissions. In addition to all European Union countries, the list also includes several additional countries such as Norway, Switzerland, Iceland, and the United Kingdom.

    Why Should You Choose InexPay?

    InexPay is a simple financial application that allows users to conduct transactions without leaving home, with directions and special conditions that have no alternative in Georgia.

    Download InexPay today and discover the advantages of modern financial services.