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Category: Financial advice

  • InexPay – The Financial App Every Expat Needs in Georgia

    InexPay – The Financial App Every Expat Needs in Georgia

    If you’re living in Georgia and you’re not from here, you’ve probably asked yourself:

    How do I exchange currency easily?
    Where can I pay my bills without queues?
    How do I top up my balance or send money home?

    Whether you’re from India, France, Indonesia, UK, Ukraine or anywhere in between – handling money in a new country isn’t always easy. That’s exactly why InexPay was created.

    What is InexPay?

    InexPay is a Georgian financial app for people who live, work or study in Georgia but aren’t Georgian citizens.

    It helps you handle your daily financial tasks – quickly, affordably, and without paperwork. All you need is your smartphone.

    One important note: If you don’t have Georgian documents, you can complete the verification process at any InteliExpress branch.

    In fact, thousands of expats from countries like: Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, India, Indonesia, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Nepal, Netherlands, Norway, Pakistan, Philippines, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sri Lanka, Sweden, Switzerland, Turkey, Ukraine, United Kingdom, and Uzbekistan already trust InexPay every day.

    What Can You Do with It?

    With InexPay, you can:

    • Exchange currencies directly in the app
    • Top up your wallet with cash, card or bank transfer
    • Pay utility bills (electricity, gas, water, mobile, internet and more)
    • Send money abroad
    • Manage everything in one app, available in English

    How to Top Up Your Account

    You can add money to your InexPay wallet in three simple ways:

    1. Cash:
    Visit any InteliExpress branch across Georgia: View all branch locations →

    2. Bank Transfer:
    Send money from your Georgian bank account – commission-free

    3. Card Payment:
    Top up instantly with your Visa or Mastercard

    Why Expats Choose InexPay

    • Fast and real-time transactions
    • No hidden fees
    • Great exchange rates
    • Full English interface
    • One app for everything

    Simple, Reliable, Stress-Free

    Whether you’re in Georgia for work, study, or travel, InexPay makes your financial life easier. Download the InexPay app today and manage your money in one space. Get the app!

  • What are SEPA Transfers and Why Should You Use InexPay?

    What are SEPA Transfers and Why Should You Use InexPay?

    Simplifying financial operations is an essential part of modern life, especially when it comes to international transfers. SEPA (Single Euro Payments Area) transfers were created precisely for this purpose – to simplify sending and receiving money in Europe.

    What is SEPA?

    SEPA is a European payment system that unites 36 countries and allows users to conduct Euro transactions easily, with low fees, and most importantly, in minimal time.

    Why Should You Use SEPA Transfers?

    The advantages of SEPA are multifaceted. First, using it is much cheaper than other international transfer systems because it doesn’t require insurance as the system automatically insures the transfer. The transfer also doesn’t need to go through intermediary banks, and the exact amount you send is credited to the recipient’s account. Additionally, transactions are reflected within one business day and are secure because they are regulated by the European Central Bank and don’t require complex banking procedures – providing just the IBAN is sufficient.

    What Are the Advantages of Transferring Money to SEPA Countries with InexPay?

    InexPay offers users one of the most efficient and low-cost services for sending money to Europe. Money transfers are made with preferential, fixed commissions that depend on the transfer amount:

    €1 to €400 – €4

    €401 to €1000 – 1% 

    €1001 to €10000 – €10 

    €10001 and above – €15

    This transparent tariff system allows users to anticipate the necessary amounts in advance, avoid any hidden costs, and plan their finances more effectively.

    Which Countries Are United in the SEPA System?

    Currently, 36 European countries are part of the SEPA zone, which means that transfers within these countries can be made easily, quickly, and with low commissions. In addition to all European Union countries, the list also includes several additional countries such as Norway, Switzerland, Iceland, and the United Kingdom.

    Why Should You Choose InexPay?

    InexPay is a simple financial application that allows users to conduct transactions without leaving home, with directions and special conditions that have no alternative in Georgia.

    Download InexPay today and discover the advantages of modern financial services.