“If someone knows my IBAN, can they access my account?” – This is a common question when receiving money from abroad or making a bank transfer. In reality, sharing your IBAN does not, by itself, give someone access to your bank account. An IBAN is a bank account identifier that is primarily used to ensure that funds are transferred to the correct account. What Is an IBAN? IBAN (International Bank Account Number) is an internationally standardized bank account number used to identify a specific bank account. When making an international transfer, providing an IBAN allows the sender or financial service provider to know which account the money should be transferred to. So, if someone needs to send money to your account, providing your IBAN is exactly what it is designed for. What Can Someone Do With Only Your IBAN? Knowing your IBAN alone generally does not allow someone to: Other types of authorization and security information are required for these actions. However, an IBAN is still banking information, so it is best to share it only with trusted individuals or organizations that genuinely need it to make a payment to your account. An IBAN and Bank Card Details Are Not the Same Thing IBANs are often confused with bank card details, but they serve different purposes. An IBAN is used to identify a bank account and facilitate transfers to it, while card details are used for payments and other transactions involving a specific bank card. So, if someone only asks for your IBAN to transfer money to your account, that does not mean you need to provide your card details as well. Which Details Should You Never Share? While sharing your IBAN may be necessary to receive a transfer, you should be particularly careful with other banking information. Never share: If someone asks you for this information, especially claiming that it is necessary to transfer money to you, make sure to verify that the request is legitimate. Why Do You Need an IBAN for International Transfers? When making international bank transfers, the recipient’s banking details are required to ensure that the money reaches the correct account. The IBAN is one of the key pieces of information used for this purpose. When making international financial transactions through InexPay, users may need the recipient’s banking details to ensure that the funds are sent to the correct account. Therefore, when a family member, friend, or another recipient asks you to send money to their bank account, it is important to know which details are actually required and which are not. In Short: Sharing Your IBAN Does Not Mean Sharing Access to Your Account The main purpose of an IBAN is simple – to identify where the money should be transferred. Knowing your IBAN is not the same as knowing your online banking password or card security details. However, as with any financial information, caution is still important – share your IBAN only with the relevant person or a trusted service, and never share your banking authorization details.

Managing an InteliExpress pawn loan is now possible directly through the InexPay app. The updated functionality allows users to access their loan information in one place, monitor their outstanding balance and payments, and, when needed, make a partial repayment of the loan principal. If you have already linked your pawn loan to your InexPay account, you can manage it through the app without any additional procedures. What Has Changed in Loan Management? Previously, after linking a pawn loan to InexPay, users could see when and how much interest they needed to pay, as well as the remaining principal balance. The main loan management options were limited to two actions: extending the loan by paying the interest or repaying the loan in full. The updated functionality now adds a third option: partial repayment of the loan principal. How Does Partial Repayment Work? With pawn loans, it is common for users to visit to pay the accrued interest while also wanting to make an additional payment toward the principal. For example, a user can pay the current interest and additionally contribute an amount toward reducing the loan principal. In this case, the corresponding portion of the payment is applied toward the principal, reducing the remaining balance accordingly. This type of payment can now also be made through InexPay. Users no longer have to wait until they are ready to repay the entire loan to reduce the principal. Instead, they can pay it down gradually. Key Loan Information in One Place The updated loan page brings together more detailed information. In InexPay, users can view the following information about their pawn loan: Having this information in one place makes it easier for users to keep track of their loan’s current status and assess their financial obligations. Manage Your Lombard Card Through InexPay The updated InexPay functionality also offers additional options for Lombard Card users. If a user has a Lombard Card linked to their pawn loan, the card will appear in InexPay alongside the loan information. By accessing the card, users can view its key details and manage its basic functions. Through the app, users can: This brings the key information related to the pawn loan and the main Lombard Card functions together in one place. Simpler, More Flexible Management in One App InexPay’s new functionality makes managing an InteliExpress pawn loan simpler and more flexible. Users can not only check the current status of their loan but also make partial repayments and, if they have a Lombard Card, manage its key functions, all from a single app. InexPay – a simple way to manage your pawn loan and finances.

Summer is the season for getting out of the city, traveling, and taking a break. Some people head to the seaside, others to the mountains, while some simply leave the city for a few weeks. But wherever we are, financial matters still need to be taken care of. Payments, sending money, transferring funds to family members, or keeping track of everyday expenses – these are all things we need to manage while traveling too. The good news is that you no longer need to return to the city to take care of your finances. Financial Services Wherever You Are Modern digital services allow us to manage many financial operations remotely. This is especially convenient during the summer, when we spend most of our time away from home, the office, and the city. InexPay is designed to simplify these everyday needs – allowing you to manage your financial operations from one simple financial app, even when you are away from the city. What Services Can You Use with InexPay? InexPay allows you to manage important financial operations from a single app. A Simple Financial App While you travel, you can continue managing your finances as usual – quickly, easily, and without having to return home, using the InexPay mobile app. Download InexPay and complete the simple registration and verification process.

Sending money to Bangladesh is now easier than ever. The bank transfer service to Bangladesh is now available on InexPay, allowing users to send money directly to any bank account in Bangladesh. When making an international transfer, there are several important factors to consider – how quickly the money will be credited, how much the transfer will cost, and how easily the recipient can receive the funds. In this blog, we’ll cover all the essential information you need to know before sending money to Bangladesh. How Can You Send Money to Bangladesh? With InexPay, you can transfer money to any bank account in Bangladesh. This means the recipient does not need to use a specific bank or open a special account – the funds can be credited directly to their bank account. The service is particularly convenient for those who regularly send money to family members, friends, or other recipients in Bangladesh. What Conditions Are Available? The bank transfer service to Bangladesh on InexPay offers several key benefits: Why Are Bank Transfers Convenient? Direct bank transfers are particularly convenient when recipients need to use the money for everyday expenses, bills, or other financial needs. The funds can be credited directly to the recipient’s bank account, without the need for additional steps to collect the money. Sending Money to Bangladesh Is Now Easier with InexPay Making international financial transactions simpler is one of InexPay’s key goals. Download InexPay and manage your international transfers easily, securely, and conveniently.

At InexPay, we’re constantly working to make financial transactions as simple and convenient as possible. That’s why you can top up your wallet directly from your online banking account using the details provided in the InexPay app. The process only takes a few simple steps, but it’s important to follow each one carefully to ensure your funds are credited to your account without delays. In this guide, we’ll walk you through the entire process of topping up your InexPay Wallet via online banking. Step 1 – Open the Top Up Page Log in to the InexPay app and select Transfers from the bottom menu. Then open the Top Up page, where you’ll find all available wallet funding methods. Step 2 – Select Top Up via Online Banking (Free) From the available top-up methods, choose Top Up via Online Banking (Free). This option allows you to transfer funds directly from your bank account to your InexPay Wallet without any additional steps. Step 3 – Choose Your Bank Step 4 – Copy the Transfer Details Step 5 – Complete the Transfer in Your Online Banking Make Sure to Enter the Payment Details Correctly This is the most important step of the process. When completing the transfer, you’ll find a field called Payment Details, although the exact field name may vary depending on your bank. You must paste the exact text generated by the InexPay app into this field. In most cases, this text contains your unique account identifier, allowing the system to automatically recognize which InexPay Wallet should receive the funds. If this information is missing or entered incorrectly, your transfer may not be credited automatically and could require additional verification. Example – TBC Bank If you’re transferring funds from TBC Bank online banking, fill in all recipient details exactly as shown in the InexPay app. Pay special attention to the Payment Details field and paste the generated reference exactly as provided, without making any changes. Example – Bank of Georgia If you’re using Bank of Georgia online banking, the process is exactly the same. Enter the recipient information provided by InexPay and make sure to copy the Payment Details into the appropriate reference field. What Should You Double-Check? Before confirming the transfer, make sure that: Taking a moment to verify these details will help prevent delays and ensure your funds are credited to your wallet as quickly as possible. Top Up Your InexPay Wallet with Ease With just a few simple steps, you can securely transfer funds to your InexPay Wallet directly from your online banking account. Entering the payment details correctly ensures that your transfer is automatically matched to your wallet, making the process fast, secure, and hassle-free. Simply follow the instructions above, and your balance will be topped up in no time.